Saint Paul allows ADUs in most residential zones with streamlined approval processes. The city follows Minneapolis's lead on progressive housing policy, creating a favorable ADU development environment.
Zoning & Size Requirements
| Allowed Zones | Residential zones |
| Max Size (Detached) | 1,000 sq ft |
| Max Size (Attached) | 850 sq ft |
| Max Size (JADU) | 750 sq ft |
| Max Height | 35 feet |
| Max Units | 2 units per lot (duplex + ADU) |
Setback Requirements
| Rear Setback | 12 feet |
| Side Setback | 3 feet |
| Front Setback | 15 feet |
| Parking Required | 1 space (optional) |
| Owner Occupancy | Not required |
| Min Lot Size | 4,000 sq ft |
Permit Process & Fees
| Approval Process | Building permit with streamlined review |
| Review Timeline | 45-65 days |
| Permit Fees | $1,900-$3,200 |
| Impact Fees | $400-$800 |
| Plan Check | 2-3 weeks |
| Pre-Approved Plans | Available |
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Construction Costs
| Average Build Cost | $135,000-$270,000 |
| Cost per Sq Ft | $130-$270 |
| Garage Conversion | $65,000-$155,000 |
| Prefab ADU (Installed) | $95,000-$220,000 (installed) |
Finance Your ADU Project
Most ADU projects are funded through HELOCs, construction loans, or cash-out refinancing. Compare rates from top lenders in minutes.
Compare ADU Financing Options →Rental Income Potential
| Avg Rent (1 Bedroom) | $1,300-$1,750/mo |
| Avg Rent (2 Bedroom) | $1,650-$2,300/mo |
| Short-Term Rental | Permitted with license |
| Est. Annual ROI | 7-9% annual return |
Explore Prefab ADU Options
Prefab ADUs can save 20-40% vs. traditional construction and cut build time in half. Compare top prefab manufacturers.
Compare Prefab ADUs →Recent Law Changes
What's Changed Recently
- 2024: Expanded duplex + ADU allowance
- 2023: Streamlined permitting process
- 2024: Eliminated parking requirements
- 2023: Created ADU design guidelines
Tips for Building an ADU in Saint Paul
- Saint Paul follows Minneapolis's progressive policies
- Lower property costs than Minneapolis with similar ROI potential
- Capital city location provides economic stability
- Twin Cities market offers excellent investment fundamentals
Frequently Asked Questions
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