San Diego vs Sacramento: ADU Rules Compared

Side-by-side comparison of ADU zoning rules, costs, and rental potential. Updated 2026.

9/10San Diego Score
vs 
8/10Sacramento Score

Zoning & Size Limits

RequirementSan Diego, CASacramento, CA
Allowed ZonesAll residential zones; also allowed in some commercial mixedR-1, R-1A, R-1B, R-2, R-2A, R-2B, R-3, R-4, R-5 zones
Max Size (Detached)1,200 sq ft1,200 sq ft
Max Size (Attached)1,200 sq ft or 50% of primary dwelling1,200 sq ft or 50% of primary dwelling
Max Height25 ft (2 stories)25 ft
Parking RequiredNo parking requiredNo parking required
Owner OccupancyNot requiredNot required

Setback Requirements

SetbackSan Diego, CASacramento, CA
Rear Setback4 ft4 ft
Side Setback4 ft4 ft
Front SetbackPer underlying zonePer underlying zone

Permits & Timeline

DetailSan Diego, CASacramento, CA
Permit Timeline60 days (often faster)60 days
Permit Fees$3,500-$12,000$3,000-$10,000
Impact FeesWaived for units under 750 sq ftWaived for units under 750 sq ft
Pre-Approved PlansYes — companion unit program with pre-approved desYes — city offers pre-approved ADU plans

Construction Costs

CostSan Diego, CASacramento, CA
Avg Build Cost$120,000-$300,000$100,000-$250,000
Cost Per Sq Ft$180-$350$150-$300
Garage Conversion$70,000-$160,000$60,000-$140,000
Prefab ADU$90,000-$220,000$80,000-$200,000

Rental Income Potential

RentalSan Diego, CASacramento, CA
1BR Avg Rent$1,600-$2,200/mo$1,300-$1,800/mo
2BR Avg Rent$2,000-$2,800/mo$1,600-$2,200/mo
Short-Term RentalsAllowed with STRO license in certain zonesAllowed with permit in certain zones
Est. ROI7-11% annual return8-12% annual return

Which City Is Better for ADUs?

San Diego scores 9/10 while Sacramento scores 8/10 on our ADU-friendliness index. San Diego edges ahead overall. Both cities offer viable ADU development opportunities — the best choice depends on your specific property, budget, and goals.

Finance Your ADU Project

Most ADU projects are funded through HELOCs, construction loans, or cash-out refinancing. Compare rates from top lenders.

Some links on this page are affiliate links. We may earn a commission at no extra cost to you. Learn more

Get Quotes in Your City

Connect with pre-vetted ADU contractors and get free quotes for your project.

Stay Updated on ADU Law Changes

Get notified when ADU regulations change in your city. Join 5,000+ homeowners and investors.