Jacksonville vs Tampa: ADU Rules Compared

Side-by-side comparison of ADU zoning rules, costs, and rental potential. Updated 2026.

5/10Jacksonville Score
vs 
3/10Tampa Score

Zoning & Size Limits

RequirementJacksonville, FLTampa, FL
Allowed ZonesSelect residential districtsDesignated ADU-eligible areas only (Seminole Heights, Tampa
Max Size (Detached)25% of primary residence or 750 sq ft (whichever is smaller)950 sq ft (larger setbacks apply when the ADU exceeds 15% of lot size)
Max Size (Attached)25% of primary residence or 750 sq ft (whichever is smaller)950 sq ft - the 600 sq ft figure often cited is the Extended Family Residence cap, a separate family-only category
Max HeightMust not exceed height of primary residence22.5-35 ft (varies by overlay district; must not e
Parking Required1 space1 space per unit
Owner OccupancyRequired — owner must occupy either the primary residence orRequired - the owner must reside on the property

Setback Requirements

SetbackJacksonville, FLTampa, FL
Rear Setback20 feet3 ft (20 ft when the ADU exceeds 15% of lot size)
Side Setback5 feet3 ft interior (7 ft when the ADU exceeds 15% of lot size)
Front Setback25 feet60 ft from the street; at least 10 ft (RS-75/100/1

Permits & Timeline

DetailJacksonville, FLTampa, FL
Permit Timeline80-110 days75-100 days
Permit Fees$3,200-$5,000$3,500-$5,500
Impact Fees$1,300-$2,000$1,400-$2,200
Pre-Approved PlansNot availableNot available

Construction Costs

CostJacksonville, FLTampa, FL
Avg Build Cost$125,000-$245,000$140,000-$280,000
Cost Per Sq Ft$155-$305$180-$350
Garage Conversion$60,000-$145,000$70,000-$160,000
Prefab ADU$90,000-$210,000$100,000-$230,000

Rental Income Potential

RentalJacksonville, FLTampa, FL
1BR Avg Rent$1,100-$1,600/mo$1,300-$1,850/mo
2BR Avg Rent$1,400-$2,000/mo$1,650-$2,400/mo
Short-Term RentalsVaries by districtRestricted in most zones
Est. ROI6-8% annual return6-8% annual return

Which City Is Better for ADUs?

Jacksonville scores 5/10 while Tampa scores 3/10 on our ADU-friendliness index. Jacksonville edges ahead overall. Both cities offer viable ADU development opportunities — the best choice depends on your specific property, budget, and goals.

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