Tampa vs Jacksonville: ADU Rules Compared

Side-by-side comparison of ADU zoning rules, costs, and rental potential. Updated 2026.

5/10Tampa Score
vs 
5/10Jacksonville Score

Zoning & Size Limits

RequirementTampa, FLJacksonville, FL
Allowed ZonesResidential single-family zonesSelect residential districts
Max Size (Detached)950 sq ft maximum (750 sq ft threshold affects setback requirements)25% of primary residence or 750 sq ft (whichever is smaller)
Max Size (Attached)600 sq ft25% of primary residence or 750 sq ft (whichever is smaller)
Max Height22.5-35 ft (varies by overlay district; must not eMust not exceed height of primary residence
Parking Required1 space per unit1 space
Owner OccupancyNot requiredRequired — owner must occupy either the primary residence or

Setback Requirements

SetbackTampa, FLJacksonville, FL
Rear Setback3 ft (ADUs ≤750 sq ft); 15-20 ft (ADUs >750 sq ft, varies by district)20 feet
Side Setback3 ft (ADUs ≤750 sq ft); 5-7 ft (ADUs >750 sq ft, varies by district)5 feet
Front Setback25 feet25 feet

Permits & Timeline

DetailTampa, FLJacksonville, FL
Permit Timeline75-100 days80-110 days
Permit Fees$3,500-$5,500$3,200-$5,000
Impact Fees$1,400-$2,200$1,300-$2,000
Pre-Approved PlansNot availableNot available

Construction Costs

CostTampa, FLJacksonville, FL
Avg Build Cost$140,000-$280,000$125,000-$245,000
Cost Per Sq Ft$180-$350$155-$305
Garage Conversion$70,000-$160,000$60,000-$145,000
Prefab ADU$100,000-$230,000$90,000-$210,000

Rental Income Potential

RentalTampa, FLJacksonville, FL
1BR Avg Rent$1,300-$1,850/mo$1,100-$1,600/mo
2BR Avg Rent$1,650-$2,400/mo$1,400-$2,000/mo
Short-Term RentalsRestricted in most zonesVaries by district
Est. ROI6-8% annual return6-8% annual return

Which City Is Better for ADUs?

Tampa scores 5/10 while Jacksonville scores 5/10 on our ADU-friendliness index. Both cities offer viable ADU development opportunities — the best choice depends on your specific property, budget, and goals.

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