Cambridge vs Quincy: ADU Rules Compared

Side-by-side comparison of ADU zoning rules, costs, and rental potential. Updated 2026.

8/10Cambridge Score
vs 
6/10Quincy Score

Zoning & Size Limits

RequirementCambridge, MAQuincy, MA
Allowed ZonesAll residential districts - Cambridge eliminated single-famiOne ADU by right in single-family zoning districts (internal
Max Size (Detached)900 sq ft or 50% of primary dwelling, whichever is less (MA state by-right cap)900 sq ft or 50% of the principal structure's gross floor area (per 760 CMR 71.02), whichever is less; minimum 320 sq ft for a detached ADU
Max Size (Attached)900 sq ft or 50% of primary dwelling, whichever is less (MA state by-right cap)900 sq ft or 50% of the principal structure's gross floor area, whichever is less
Max HeightNo ADU-specific cap - an ADU may match the principDetached ADUs limited to one story (city guideline
Parking RequiredNone - Cambridge abolished all parking minimums citywide in 1 additional off-street space required only if the ADU is ou
Owner OccupancyNot required (prohibited under MA Affordable Homes Act / 760Not allowed — prohibited statewide by the Affordable Homes A

Setback Requirements

SetbackCambridge, MAQuincy, MA
Rear Setback5 ft base (ADU setbacks may not be stricter than principal/accessory standards under 760 CMR 71.03)Detached ADUs must meet the principal-structure yard setbacks in QZO Table 4.1 — varies by district; Confirm with Quincy Inspectional Services
Side Setback5 ft basePer QZO Table 4.1 (district-specific) — Confirm with Quincy Inspectional Services
Front Setback10 ft basePer QZO Table 4.1 (district-specific) — Confirm wi

Permits & Timeline

DetailCambridge, MAQuincy, MA
Permit Timeline60-90 daysStandard building-permit review; typically 4-8 weeks — Confirm with Quincy Inspectional Services
Permit Fees$3,500-$5,500Valuation-based building permit fee — Confirm with Quincy Inspectional Services
Impact Fees$1,500-$2,500None listed in the ADU guidelines — Confirm with Quincy Insp
Pre-Approved PlansNot availableNone — Quincy does not offer a pre-approved ADU pl

Construction Costs

CostCambridge, MAQuincy, MA
Avg Build Cost$210,000-$420,000$250,000-$425,000
Cost Per Sq Ft$220-$440$350-$550
Garage Conversion$105,000-$230,000$150,000-$250,000
Prefab ADU$160,000-$340,000$180,000-$350,000 installed (site work, foundation, and utility connections extra — confirm with manufacturer)

Rental Income Potential

RentalCambridge, MAQuincy, MA
1BR Avg Rent$1,900-$2,500/mo$2,200-$2,700/mo
2BR Avg Rent$2,300-$3,400/mo$2,700-$3,300/mo
Short-Term RentalsNot permittedNo — Quincy's ADU guidelines expressly prohibit using an ADU
Est. ROI5-7% annual return5-8% annual return

Which City Is Better for ADUs?

Cambridge scores 8/10 while Quincy scores 6/10 on our ADU-friendliness index. Cambridge edges ahead overall. Both cities offer viable ADU development opportunities — the best choice depends on your specific property, budget, and goals.

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