Miami vs Jacksonville: ADU Rules Compared

Side-by-side comparison of ADU zoning rules, costs, and rental potential. Updated 2026.

5/10Miami Score
vs 
5/10Jacksonville Score

Zoning & Size Limits

RequirementMiami, FLJacksonville, FL
Allowed ZonesCity of Miami: ADUs allowed in T3-L under Miami 21; a proposSelect residential districts
Max Size (Detached)City of Miami: confirm current cap with City of Miami Planning (proposed ~500 sq ft / 10% of lot, capped at 800 sq ft). Unincorporated Miami-Dade: 400-800 sq ft in RU-1 districts (varies by district)25% of primary residence or 750 sq ft (whichever is smaller)
Max Size (Attached)See max_size_detached — confirm with City of Miami Planning25% of primary residence or 750 sq ft (whichever is smaller)
Max HeightMust not exceed height of principal structureMust not exceed height of primary residence
Parking RequiredMaximum 1 additional space (no more than 2 vehicles); must b1 space
Owner OccupancyEffectively required for rental: an ADU may be rented only iRequired — owner must occupy either the primary residence or

Setback Requirements

SetbackMiami, FLJacksonville, FL
Rear Setback5 ft (RU-1 district)20 feet
Side Setback5 feet5 feet
Front Setback25 feet25 feet

Permits & Timeline

DetailMiami, FLJacksonville, FL
Permit Timeline120-180 days80-110 days
Permit Fees$5,000-$8,000$3,200-$5,000
Impact Fees$2,000-$3,500$1,300-$2,000
Pre-Approved PlansYes — Miami-Dade County ADU Blueprint program offeNot available

Construction Costs

CostMiami, FLJacksonville, FL
Avg Build Cost$180,000-$350,000$125,000-$245,000
Cost Per Sq Ft$240-$460$155-$305
Garage Conversion$80,000-$180,000$60,000-$145,000
Prefab ADU$120,000-$260,000$90,000-$210,000

Rental Income Potential

RentalMiami, FLJacksonville, FL
1BR Avg Rent$1,600-$2,200/mo$1,100-$1,600/mo
2BR Avg Rent$2,000-$3,000/mo$1,400-$2,000/mo
Short-Term RentalsNot permittedVaries by district
Est. ROI5-7% annual return6-8% annual return

Which City Is Better for ADUs?

Miami scores 5/10 while Jacksonville scores 5/10 on our ADU-friendliness index. Both cities offer viable ADU development opportunities — the best choice depends on your specific property, budget, and goals.

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