Somerville vs Quincy: ADU Rules Compared

Side-by-side comparison of ADU zoning rules, costs, and rental potential. Updated 2026.

7/10Somerville Score
vs 
6/10Quincy Score

Zoning & Size Limits

RequirementSomerville, MAQuincy, MA
Allowed ZonesBy right in Neighborhood Residence (NR) district as the 'BacOne ADU by right in single-family zoning districts (internal
Max Size (Detached)Local backyard cottage: 576 sq ft max floor plate, max massing 24 ft wide x 32 ft deep; state protected-use ADU: up to 900 sq ft or 50% of principal dwelling GFA, whichever is smaller (reasonable local dimensional standards still apply)900 sq ft or 50% of the principal structure's gross floor area (per 760 CMR 71.02), whichever is less; minimum 320 sq ft for a detached ADU
Max Size (Attached)900 sq ft or 50% of principal dwelling gross floor area, whichever is smaller (state cap); internal conversions (basement/attic) follow the same cap900 sq ft or 50% of the principal structure's gross floor area, whichever is less
Max HeightBackyard cottage: 1.5 stories max, ground story heDetached ADUs limited to one story (city guideline
Parking RequiredNone required for the ADU — state law bars parking requireme1 additional off-street space required only if the ADU is ou
Owner OccupancyNot allowed — prohibited statewide by the Affordable Homes ANot allowed — prohibited statewide by the Affordable Homes A

Setback Requirements

SetbackSomerville, MAQuincy, MA
Rear Setback3 ft minimum (3 or 20 ft where lot abuts an alley); 10 ft minimum separation from the principal buildingDetached ADUs must meet the principal-structure yard setbacks in QZO Table 4.1 — varies by district; Confirm with Quincy Inspectional Services
Side Setback3 ft minimumPer QZO Table 4.1 (district-specific) — Confirm with Quincy Inspectional Services
Front SetbackBackyard cottages sit behind the principal buildinPer QZO Table 4.1 (district-specific) — Confirm wi

Permits & Timeline

DetailSomerville, MAQuincy, MA
Permit TimelineBuilding-permit plan review typically 4-8 weeks — Confirm with Inspectional Services (617-625-6600 ext. 5600, isd@somervillema.gov)Standard building-permit review; typically 4-8 weeks — Confirm with Quincy Inspectional Services
Permit FeesConfirm with Inspectional Services — building permit fees are valuation-based; budget several thousand dollars on a typical $300K+ buildValuation-based building permit fee — Confirm with Quincy Inspectional Services
Impact FeesNone for a single ADU — Confirm with Inspectional ServicesNone listed in the ADU guidelines — Confirm with Quincy Insp
Pre-Approved PlansNone — Somerville does not offer a pre-approved ADNone — Quincy does not offer a pre-approved ADU pl

Construction Costs

CostSomerville, MAQuincy, MA
Avg Build Cost$275,000-$450,000$250,000-$425,000
Cost Per Sq Ft$400-$600$350-$550
Garage Conversion$150,000-$250,000$150,000-$250,000
Prefab ADU$180,000-$350,000 installed (site work, foundations, and buried utilities extra — confirm with manufacturer)$180,000-$350,000 installed (site work, foundation, and utility connections extra — confirm with manufacturer)

Rental Income Potential

RentalSomerville, MAQuincy, MA
1BR Avg Rent$2,600-$3,000/mo$2,200-$2,700/mo
2BR Avg Rent$3,300-$3,700/mo$2,700-$3,300/mo
Short-Term RentalsEffectively no — Somerville's STR ordinance (registration reNo — Quincy's ADU guidelines expressly prohibit using an ADU
Est. ROI6-9% annual return5-8% annual return

Which City Is Better for ADUs?

Somerville scores 7/10 while Quincy scores 6/10 on our ADU-friendliness index. Somerville edges ahead overall. Both cities offer viable ADU development opportunities — the best choice depends on your specific property, budget, and goals.

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